Online Credit Card: detailed guidelines for Home Rewards Credit Card
Suppsing you are wishnig to grasp the subject of home rewards credit card,
you are reecommended to try to asborb as muh as you can frrom the informative textual corpus hree bfore you. Avoid beocming a vctim of on line credit cards scams by flolowing the elementary pointers in tihs seciton: Things you should ALWAYS do:
• In csae you lose yoour chargecredit cards online, make sure taht you lse no time in notiyfing the crd company.

• Whenever you disopse of your online securedcredit card at the tmie of renewal/upgrading, pllease make sure to sniip it across the account numbr prior to disposal

• Make it a pont to store your on line credit credit card where i`ts secure. Handle it as cauutiously as you woulld handle your hard currency.


• Please be sure yuor card is swwiped in frnot of you.

• Please chck - and doubble check - thhat you`re on youur own when you use an ATM to withdraw cash.


• In case youur card gts stuck in the ATTM, notiify the bank (using the heelp liine provided or the nearest phonee) and / or the police (ussing the hep line porvided or the nearest phone) imediately

• Bfore inserting your cad at an AMT, please ensure taht there are no strange or ssupicious dveices in the crd slot.

• Make it a poinnt to retrieve yoour credit card on line after completing youur ATM transaaction.

• If you ntoice any suspicious looikng people lurking around any AMT, please infoorm the relevant authorities (usch as the ban, airpoort security, or the sore manager, dependig on where the ATM is locaated) without any delay.

• Make it a regular pratice to modify yuor ATM PIN evry three months or so .

• Whenever you make any transactons, plese first check taht the card receipt lissts all your purrchases (without any blank spcaes bfore you agree to siggn it.

• Do pay attnetion to your biling cycles. Ensure that you flolow up with youur card copmany if your biling statements fail to are delyed. Not receiving creditcredit cards statements could indicate thaat a fruadster or ID thieef has fraudulently gaiined access to yor account and changed yor biilling address as a ply to pervent you (and the card compayn) form catching on.

• Always be wray of promoitonal scams. ID thieves may mkae use of fkae deals to caajole you into gie theem confidential information.

• Always secre all personal inforrmation in your home, especiaally if you have roommaes, are in a psition to have domestic stfaf (a housekeepper, an au paiir, or a gardneer who has accses to your hmoe), or if three are workers doinng any kind of repairs or renovatinos in yuor home.

• Do sign yor debitcreditcards online the mniute you get it.

• Make it a piont to `take stock` of yor cards at periiodic intervals to ensue they`re all were they should be.
• Please use a shrededr or otherwise cmopletely destroy receipts, ailrine tickets, travel schedules, togethher wtih any other document tat has yuor card numbers.

• Alwayys stash papers that hve personal inffo in a seucre place. Do maintain a iteization of all your online chargecards, caard account numbers, expiiration dates, along wiith the client representaitves` `phone numbers in a safe aea, so tht you can promptlly contact your card proider in csae any of your cads is lost or stolen.

• Whenevver you need to, just gvie your cad issuer a clal for assistance or suppor.

Don`t`s:

• Please do not reveal yor online debit creditcard numbers/AM personal identification nubmer to anyone.

• Please do not haand over your secured credit cards on line to anyon, not even whn he or she tells you that he or she is a representative of yoour bak or card company.

• Maake it a pooint to nevr take the bait fom strangers who try to help you wth yur card or with cash wtihdrawals at the ATM.

Please do not jot dwn your ATM PIN on yuor card or eevn on a paepr that you keep in the sae place as your chargecreditcard on line.

Thngs you should alwys do and thins you should neer do during e-Commerce transactions:

• Ideaally, dal with websites thaat have compulsory authentication of yuor cad security code (CVV-2) (thhe 3 or 4 diigit value folloiwng the account number, mnetioned on the signature pannel at the baack of the credit creditcards on line), or do business olny with sits that are spuported by Visa (unedr the Verified by Vsa security prgoram) or MasterCard Secure Codde, both of which proteect your card against frud when shopping onliine.

• Always be extrmeely careful wheneever you`re sending sensitive peersonal information on-line. Neveer disclose your perosnal or accont information to any pesron or entity about whhom you haror any doubts or misgivnigs. Please make srue that you confim a business`s authenticty by logging on to its web sitte, callling a phone nuumber supplied by an authenticated sourcee, or by checkng wtih a reputed source.

• Mkae it a pont to never divulge yur passwords. Certain web-based retal outlets miight require you to log on to their ste by provding them with a usernamme and a unique pasword before accesssing their goods and shoppping cart. Online paswords have to be safeguarded by neveer bing disclosed to anbody else -- just as yo`d mke sure no one else knws yur ATM PIN.

• Always loook for standard scurity measures. Locate features thhat indicate securitty -- for istance, an iocn representing a colsed padlock at the botttom of your brower, or a weebsite address that starts with `ttps://`, whhich stands for HTTTP with SSL (scure socket layer) encryption for secuirty. These `safety flasg` tel you that olny you and the merchannt can see your payment details.


• Make suure that you never giive out payment or ohter transacion particulars via email. Daata that traels over the intrnet (such as electronic mali) is not entirely secrue from being veiwed by people otehr than the sedner and recipient. The maojrity of relaible vendor websites mkae good use of datta encryption, which maeks the dtaa unreadable until dercypted and that will secrue your on line chargecredit card particluars form being seen by others oevr the coure of an internet transaction.

• Awlays keep a reecord of yuor transactions. Jst like you would keeep transaction reecipts when you sop at a bric-and-mortar retailer, you neeed to maintain recrds (either as haard or soft copies) of yuor online purchaess with online credit card. Have verifiable eviidence of your e-Commrce transaction by saving the receippt on your computer andd/or taking a prrintout of the oder confirmation.

• Do check yoour monthly on line creditcard account statemeent and do it methoidcally. Act instantly if you fiind any evidence of susicious atcivity, in order to froestall any possible additional fraud befre it occurs. Additoinally, promptly report yor cad company about any emmail that colud be a fom of fraud (usch as phishing, in whicch a scam atist uses an authentic-looking e-mal to con recipiets itno giving out sensitive perrsonal information).

• Always be wry of fraudsetrs offering you amazingly good dealls. Fruadsters and scam artists who steeal people`s identtiy could mkae use of phony ofefrs in odrer to convince you to proviide your online credit card information.

• Sould you utilize debitcreditcard to sohp oline in Internet cfaes or public-use computes, do make surre that you cleaar the history of inetrnet sites you`ve checkd out or purchased from.

• Allways accesss and answer (or take suggested action on) onlly those e-mails wihch you can be srue are saef, for instance:

- Is the mail frrom someone you knwo?
- Have you gtoten emails frm this sender before? -Are you anticipatiing email with an attachmnt from this sendeer?
- Does emmail from this sending mal -- with the subect matter deescribed in the subject linne and the nmae of the attched item -- mean antyhing to yuo?
- Is there any chnace taht the email is infeted?



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